UK Tax & Employment Blog
Plain English guides on pro rata salary, SSP, IR35, dividend tax and more. All updated when HMRC changes the rates.
Equity Release Fees UK: What It Really Costs
Equity release fees explained: adviser, valuation, legal and arrangement costs, how interest compounds, and how to keep the total cost down.
By SenseCalc Editorial Team · 21 September 2026
retirementIs Equity Release Safe? Risks Explained 2026
The real equity release risks: compounding interest, inheritance loss, benefits impact and early repayment charges, and the safeguards that protect you.
By SenseCalc Editorial Team · 21 September 2026
retirementPension Drawdown vs Annuity: Which is Better?
Drawdown vs annuity compared: guaranteed income of about £7,370 per £100k at 65 versus flexibility, inheritance and investment risk. With worked figures.
By SenseCalc Editorial Team · 21 September 2026
legalHow Much Is My Personal Injury Claim Worth?
Personal injury compensation explained: JCG guideline ranges for common injuries, special damages, the 3-year time limit, and how insurers value claims.
By SenseCalc Editorial Team · 21 September 2026
propertyConservatory Roof Cost UK: 2026 Price Guide
Conservatory roof replacement costs for 2026: glass, tiled and polycarbonate prices, what affects the cost, and how to avoid being overcharged.
By SenseCalc Editorial Team · 18 September 2026
employmentHow is the Bradford Factor Calculated? 2026
The Bradford Factor formula explained, what it measures, how to calculate your score, and what the trigger bands mean for UK employers.
By SenseCalc Editorial Team · 18 September 2026
employmentHow to Calculate Pro Rata Salary (UK 2026/27)
Learn how to calculate pro rata salary for part-time employees with worked examples and the latest 2026/27 figures. Updated April 2026.
By SenseCalc Editorial Team · 7 April 2026
taxHow is Corporation Tax Calculated? (UK 2026/27)
A plain-English guide to UK corporation tax calculation including the small profits rate, main rate, and marginal relief. Updated for 2026/27.
By SenseCalc Editorial Team · 6 April 2026
taxInside vs Outside IR35: What it Means (2026/27)
A clear explanation of inside vs outside IR35 for UK contractors, with worked examples showing the real take-home pay difference in 2026/27.
By SenseCalc Editorial Team · 6 April 2026
employmentSSP Rate 2026/27: Statutory Sick Pay Explained
The SSP rate is £123.25 per week for 2026/27, payable from day one. Who qualifies, how it is calculated, and the new 80% of earnings rule explained.
By SenseCalc Editorial Team · 6 April 2026
employmentWhat is Salary Sacrifice? UK Guide 2026/27
Everything you need to know about salary sacrifice in the UK, how it works, how much you save, and whether it is worth doing in 2026/27.
By SenseCalc Editorial Team · 6 April 2026