Do I qualify for full NHS maternity pay?

You need at least 26 weeks' continuous NHS service by the 15th week before your expected week of childbirth (EWC). If you don't meet this, you may still qualify for standard Statutory Maternity Pay (SMP) instead.

Can I have my maternity pay spread evenly?

Some trusts let you average your total maternity pay over 9 or 12 months instead of receiving it in phases, so your income is more even month to month. Use the payment option toggle above to see both versions.

Is NHS Scotland different?

NHS Scotland follows broadly the same Agenda for Change structure but individual Health Boards can vary phase lengths slightly, check your Health Board's local policy for the exact figures.

Updated 6 April 2026

NHS Maternity Pay Calculator · Free UK 2026/27

Calculate your NHS maternity pay across all four Agenda for Change phases, full pay, half pay + SMP, SMP only, and unpaid weeks.

✓ Free to use✓ Updated 2026/27✓ Agenda for Change✓ Instant results

NHS Maternity Pay Calculator

Enter your details below. Your result updates instantly

Annual salary

£/ year

Payment option

NHS Scotland

Total maternity pay (weeks 1–39)

£—

Enter your annual salary above to calculate

Monthly

£—

Weekly

£—

Daily

£—

Hourly

£—

NHS maternity pay is governed by the NHS Terms and Conditions of Service (Agenda for Change). Actual pay depends on your band, average weekly earnings and trust policy, you must also have 26 weeks' continuous NHS service by the 15th week before your expected week of childbirth to qualify. Check with your HR or payroll team for your exact entitlement.

How to Use This Calculator

Enter your annual NHS salary and choose whether to see the standard four-phase breakdown or a payment spread evenly over 9 or 12 months. All calculations use the current SMP rate and Agenda for Change phase structure. Results are estimates, your trust's payroll team can confirm your exact entitlement.

Frequently Asked Questions

NHS maternity pay under Agenda for Change runs in four phases: weeks 1–8 at full pay, weeks 9–26 at half pay plus SMP (capped at full pay), weeks 27–39 at the standard SMP rate, and weeks 40–52 unpaid with a statutory right to return.